STEPS FOR PROCESSING ONLINE PAYMENT USING www.nivalink.com/payment

Cards that can be processed using above option: Mastercard / Visa / Diners / AMEX / Citibank E-Card

Banks tied for Inter-bank Transfers using above option (Indian Customers) : ICICI Bank / Punjab National Bank / Kotak Bank / Centurion Bank / Oriental Bank of Commerce / Bank of Punjab /  UTI Bank / Federal Bank / Citibank / HDFC Bank / IDBI Bank

Page 1 where you enter e-mail id and Name and amount is a non secure page and so do not enter any credit card details here.

 
Page 2 is a reconfirmation page. Just enter. 
 
If the browser asks if you need to go to a secure page Press "Yes"
 
Page 3 is a secure page of CCAvenue (128 bit encrypted) where you enter information related to your credit card and after rechecking the details click ok. 

Note: 

  • Please enter all details (Billing address) correctly. If incorrect details are given, Security Systems employed may not clear a transaction and you will then be required to do Manual authentication even if Credit Card No and expiry date entered were correct. 
  • Securty systems may not accept a transaction if you are processing a transaction from a country other than that of Card issue (e.g. Card issued in India being processed while traveling in Singapore) in such as case reprocess the card using another link : www.nivalink.com/payment2 (Mastercard / Visa) -  [FAQ on Credit Card Processing]
 
After a few seconds when the process is done the control moves to page 4. If the browser asks if you need to go to a non-secure page Press "Yes"
 
Page 4 Just displays Payment status. If successful it will display Authentication code. Click continue.

You will Receive confirmation of the status of payment by e-mail immediately.

We receive a copy of E-mails generated and so no need to reconfirm that the payments are made .

REASONS FOR PAYMENT FAILURES

Besides Unavailable sufficient Credit there are many reasons why a payment can be unsuccessful.

 
If status was "Bank Declined Transaction" then it is due to Common mistakes which are:
 
* Spaces in Card number (No spaces in card no - 16 digit)
* Incorrect Expiry month/year
* Incorrect CV no
* Incorrect Card selection (Mastercard / Visa)
* Spelling Errors in Card Name
 
However some credit cards are not authorised beyond a certain value for Internet transactions. Also Some credit cards have "automatic safety feature" that blocks the Internet transaction. 
 
In this case only the credit card issuer bank can help. ."Automatic safety feature" can be relaxed for 24 hours within which transactions can be carried out.
 
So You may try again considering this and any errors if any which do not fall into one of the above reasons can be reported to to errors@nivalink.com

HOW SAFE IS ONLINE PAYMENT PROCESSING - Absolutely safe and no issues since year 2000 Because.

* 128-bit Encrypted Secure Servers Processing
* Online Processing with instant status. No storage of credit card details for offline processing
* No Manual handling of credit card information

WHAT WILL I GET ON MY CREDIT CARD STATEMENT - CCAVENUE.com OR AVENUES INDIA PVT LTD (Merchant Name) and Authetication Code and Amount Debited

HOW DO I PAY IN RUPEES WHEN MY CREDIT CARD DOES NOT CHARGE ME IN RUPEES - All amounts are to be entered in Rupees and the Mastercard/Visa will convert your local currency into equivalent rupees and charge you accordingly.

IS THERE ANY COST FOR PROCESSING CREDIT CARDS : NO

HOW DO I GET REFUNDS IN CASE OF CANCELLATIONS / CURTAILMENTS : You will get credit in your card once the refunds are approved. There are no extra charges involved here.